caveat: i am on hold with the IRS right now so typing with one hand only. just want to add to hsld's shameless plug . whatever you do, do it soon. talk to this guy or someone today about your finances. don't wait. time is both your friend and enemy.

same for doing your tax return. i am running a volunteer income tax site and seeing a lot of issues. that's why i'm phone pals with the irs. don't wait till 4/14/08 to do taxes.

man, i hate this elevator music i'm listening to now.