You are correct about the CRA.

For some good reads on the current situation check out The Bailout Reader. The Bailout Reader - Mises.org - Mises Institute

Ron Paul explains it well: LewRockwell.com Blog: Ron Paul: Corporatist Bailout Will Destroy the Dollar

Where is the money for this bailout going to come from? Understanding the money creation process is important to understanding how our country is going to collapse.