It has its pluses and minuses. The major plus is flexibility. It is really nice to be able to hop into your plane, any time day or night, go where you want for as long as you want. The big minus is cost. Do the math. You have cost of the airplane, tiedown/hangar, insurance, gps subscription, annual, etc. And those are fixed costs you pay whether you fly or not. When you start actually using it then you have fuel and maintenance costs.
Last year I could have rented a plane for less per hour than it costs me to fly mine. Still, I wouldn't give it up but that's the price I pay.
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