Quote:
Originally Posted by Intl Jumper
the SKW deductible, under the new plan in up from 5k to 10k. Not cool. You have an accident and you might as well declare bankruptcy. Shame on your SKW (not the pilots, inc). I can see that wave making here in ASA in a short time...
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WRONG!!!! The deductible is $2400 for a family not $6000 or $10000. The max out of pocket is only $6000. The former PPO plan I was on was a $5000 out of pocket maximum.
People need to do their homework before they start freaking out. I did the math and last year if I would have put just as much money toward the HSA as I did my premiums for my PPO I would have spent $900 dollars less with the HSA. And before you start spouting of about how I had no medical expenses last year I have 2 kids and my wife was pregnant and had a baby.
If you do your homework if you max out the $5000 on the PPO plan or the $6000 on the HSA plan, you would have spent less money through out the year on the HSA plan because the premiums for the PPO plan are higher.
IMO people really don't understand how these plans work.