Notices
Money Talk Your hard-earned money

pilot mortgages

Old 08-21-2014, 10:14 AM
  #21  
Gets Weekends Off
 
Joined APC: Feb 2008
Position: new guy
Posts: 382
Default

Originally Posted by Wollac View Post
I'll say it again. National Bank of Kansas City is the way to go. I've done three mortgages with Dave Devine. One original, two refis. Properties in two separate states (nowhere near KC). Two were VA loans, one was a traditional loan. I have yet to find anyone say they have found a lower rate than what you'll get at NBOKC.
I've had 2 VA loans with them under 3.5% both with points to me not the other way around (They paid me, not me paying them).
milky is offline  
Old 08-24-2014, 03:39 PM
  #22  
Gets Weekends Off
 
Joined APC: Oct 2006
Posts: 650
Default

Originally Posted by mexipilot84 View Post
Yeah WF was just being retarded. Since the check at the end and beginning of the month is half guarantee they looked at it like "32.5hrs in 2 weeks is not full time" sent them a copy of my cba. Letter from HR and payroll.they also wanted to verify I was full time at my previous airline which had the same guarantee scale, even though I haven't been on their payroll in a long time.

Awaiting now the next disaster from these people. Will have to try that NB of kci as an ace in the hole.

Are part time employees not allowed to own homes? I have used Bank of America for 3 mortgages. They wanted W-2 to prove yearly income and a current pay stub to prove I had a job.
Duksrule is offline  
Old 08-24-2014, 03:43 PM
  #23  
Gets Weekends Off
 
Joined APC: Oct 2006
Posts: 650
Default

Originally Posted by Wollac View Post
I'll say it again. National Bank of Kansas City is the way to go. I've done three mortgages with Dave Devine. One original, two refis. Properties in two separate states (nowhere near KC). Two were VA loans, one was a traditional loan. I have yet to find anyone say they have found a lower rate than what you'll get at NBOKC.
Can you PM me this guy's number? I am about to refi one of my houses.
Duksrule is offline  
Old 08-25-2014, 07:28 PM
  #24  
Gets Weekends Off
 
Joined APC: May 2010
Position: B-52 IP / Delta Poolie
Posts: 188
Default

Originally Posted by Duksrule View Post
Can you PM me this guy's number? I am about to refi one of my houses.
PM Sent



filler
Wollac is offline  
Old 12-09-2014, 07:02 AM
  #25  
Gets Weekends Off
 
Joined APC: Dec 2010
Posts: 207
Default Airline peeps! Need a mortgage in NC or SC?

Hello! My wife works for a local mortgage company headquartered in CLT. She specializes in airline relocation as she is the wife of a pilot so she understands the unique differences of this job. She is licensed for NC and SC. She will get you pre-approved or can handle a refinance. She can also place you witha local realtor if you need a good one. Please visit her personal website; www.mebprice.com

Thanks!

Last edited by windrider; 12-09-2014 at 07:25 AM.
windrider is offline  
Old 03-29-2016, 08:07 PM
  #26  
Line Holder
 
Joined APC: Aug 2015
Position: CRJ CA
Posts: 83
Default

I realize this thread is old but we just tried to be approved through National Bank of Kansas City this past couple weeks and they gave us a thumbs-down based on not understanding the airline industry. Just my two cents.
FlyingAnvil is offline  
Old 04-24-2016, 10:42 AM
  #27  
Gets Weekends Off
 
PRS Guitars's Avatar
 
Joined APC: Dec 2013
Position: A320 CA
Posts: 2,295
Default

Originally Posted by FlyingAnvil View Post
I realize this thread is old but we just tried to be approved through National Bank of Kansas City this past couple weeks and they gave us a thumbs-down based on not understanding the airline industry. Just my two cents.
Did you try Dave Divine at NBKC? I used him for a purchase and refi, based on recommendations from this site. He rocks. He does know the industry and was easy to work with.

Are you an RJ FO as your position indicates? That could definitely be a problem. You have to meet the income/debt ratios. Not sure what price range you're looking at though.
PRS Guitars is offline  
Old 04-27-2016, 08:43 AM
  #28  
patience
 
Joined APC: Mar 2011
Posts: 1,068
Default

Go to zillow.com and click on mortgages for the best and most transparent rates among several different lenders in your area.

If you plug in your info correctly, the rates listed will be close to or exactly what the lender will lock you into if you choose to get an official quote with a particular lender.

Zillow has a good lender code of ethics system in place and inaccurate or shady info provided by lenders will get them the boot off the zillow marketplace.

Pay rates and monthly hourly guarantee shouldn't matter. Two months of pay stubs indicating what you earn each month should be the only important requirement along with credit score and debit/credit ratios.
Systemized is offline  
Old 04-27-2016, 05:36 PM
  #29  
Gets Weekends Off
 
Snoopy 01's Avatar
 
Joined APC: Jan 2014
Posts: 143
Default

Originally Posted by FlyingAnvil View Post
I realize this thread is old but we just tried to be approved through National Bank of Kansas City this past couple weeks and they gave us a thumbs-down based on not understanding the airline industry. Just my two cents.
I closed in February with NBKC and had absolutely zero issues with them understanding my pay. Nothing but praises for that bank. Lowest rate around and closing costs were the lowest as well. FYI I used Biff Bryan.
Snoopy 01 is offline  
Old 04-28-2016, 06:32 AM
  #30  
Line Holder
 
Joined APC: Aug 2015
Position: CRJ CA
Posts: 83
Default

Yes, I'm a RJ FO looking to buy a modest home. The issue was my pay is structured in an unusual way and NBKC disallowed almost 50% of the income so we were dead in the water with so little to work with in the first place. With respect to those who have had success with the bank, I maintain they did not properly understand my situation. FWIW.
FlyingAnvil is offline  
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
jungle
Money Talk
2
01-25-2009 10:38 AM
jungle
Money Talk
15
11-24-2008 06:25 PM
vagabond
Hangar Talk
22
10-11-2008 01:20 PM
Tech Maven
Money Talk
6
04-29-2006 12:18 PM
Freight Dog
Money Talk
0
03-05-2005 11:44 AM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Thread Tools
Search this Thread
Your Privacy Choices