Wife has 90k student loan
09-16-2016, 07:21 PM
#21
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Joined APC: Mar 2014
Posts: 3,092
Originally Posted by Cargo Man
Over 40% of first time marriages end in divorce within 8 years, over 70% of the time filed by women.
10 Surprising Reasons Women Turn To Divorce | Cindy Holbrook | YourTango
http://www.marriagebuilders.com/grap...111_leave.html
Second link is a good read. Assuming you didn't marry a gold digger.
. We can all learn something.
09-18-2016, 09:34 AM
#22
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Joined APC: Nov 2014
Posts: 454
Originally Posted by LoneStarM1A
Quick question,
Should I just bite the bullet and pay off her student loans now in one swoop?
Thanks.
Should I just bite the bullet and pay off her student loans now in one swoop?
Thanks.
09-19-2016, 09:53 PM
#23
Line Holder
Joined APC: Jan 2014
Posts: 96
Did not do any numbers but investigate the income based repayment plan and hope that they change the IRS loan forebearance as income in the 20th year.
As an aside, no one told you to find a women you hate and buy her a house instead of getting married?
As an aside, no one told you to find a women you hate and buy her a house instead of getting married?
09-27-2016, 02:42 PM
#24
New boss = Old boss
Joined APC: Mar 2005
Position: Ca B737
Posts: 2,762
The cash is not earning anything but the loan is costing you 6%. If you're worried about having a cash reserve for a rainy day, get a HELOC.
Pay off the loan unless you think investing the 100K will net you more than 6% (in rough terms). There's no point in paying the interest on the loan if you don't have to.
Pay off the loan unless you think investing the 100K will net you more than 6% (in rough terms). There's no point in paying the interest on the loan if you don't have to.
09-27-2016, 04:52 PM
#25
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Joined APC: Feb 2008
Position: Retired
Posts: 651
Originally Posted by 155mm
Quick answer: Yup! I would also encourage her to go back to school and finish the PhD or study something that interests her. I supported my wife in her educational pursuits and now we have 3 kids. I sleep better looking at it as an insurance policy in case I keel over she'll have a skill set to support the family.
On the other hand, telling her that you are not going pay off her loans until you "see how it goes" will plant the seeds for a failed marriage.
09-30-2016, 03:18 AM
#26
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Joined APC: Apr 2016
Position: newYORK
Posts: 114
Originally Posted by Yeffro
I would pay it off today.
Originally Posted by badflaps
I'd hang loose for a little while, see how things work out.
Originally Posted by LoneStarM1A
She knows she made a mistake with her education and says she got bad advice from advisers. Also she listened to everyone who said that education was the way out of poverty.
pretty much!!! what other options are available in supporting yourself if you were not born well off? depend on government assistance or perhaps, marriage?
how long were you two dating prior to getting married, did you know this info before hand? if she does not work, who is paying for the wedding?
this is the first time I ever heard that earning a degree is a poor decision!
don't be that guy!!!
09-30-2016, 03:44 AM
#27
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Joined APC: Apr 2016
Posts: 492
It is sad how many guys I know, some without degrees of their own, who end up paying for their wife's education loans because the wife has stopped working after marriage. Why did they get those expensive degrees in the first place? My wife has been a stay at home mom for 12 years so I have no problem with stay at home mom's (if she stays home another couple years I might but that's another story).
Do you guys have kids? If not, then there is NO reason she can't work
Do you guys have kids? If not, then there is NO reason she can't work
10-08-2016, 05:06 AM
#28
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Joined APC: Aug 2007
Position: non acceptus excretus
Posts: 561
Originally Posted by 742Dash
IMO this is the best advice on this thread. Show some trust and pay off her loans without making an issue out of it.
On the other hand, telling her that you are not going pay off her loans until you "see how it goes" will plant the seeds for a failed marriage.
On the other hand, telling her that you are not going pay off her loans until you "see how it goes" will plant the seeds for a failed marriage.
10-22-2016, 02:10 PM
#30
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Joined APC: Jan 2015
Posts: 1,198
I have yet to make money with my college degree. An accomplishment? Yes it was, but I'd rather have the money spent than the warm and fuzzy feeling of earning the degree. Make her get a job to pay it off, that's her burden. Dangle the concept on a stick of you helping her just so she sticks around for a while.
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