regionals that offer loss of flight medical
#1
Gets Weekends Off
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Joined APC: Jan 2018
Posts: 115
regionals that offer loss of flight medical
Looking to move onto my first airline job, but I'm hitting my 40s and I've known a few people to lose their flight medicals. Which regionals offer this kind of insurance and what are the terms, payouts and gotchas?
#3
Gets Weekends Off
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Joined APC: Jan 2018
Posts: 115
Is that the only one? I know I can get H&W through aopa, but I was hoping it would be available as part of the benefits package. I figured that some pilots have spent decades at a regional would at least push for loss of medical insurance.
#6
If the company provides it, the benefit is taxable.
If you pay the premium, the benefit is not taxable.
#7
In a land of unicorns
Joined APC: Apr 2014
Position: Whale FO
Posts: 6,401
#8
#9
In a land of unicorns
Joined APC: Apr 2014
Position: Whale FO
Posts: 6,401
#10
Gets Weekends Off
Joined APC: Dec 2017
Position: Retired NJA & AA
Posts: 1,907
My LOM plan was administered by HW, but once I transitioned from paid Company provided Med LOA I only dealt with the Underwriter which is Symetra Life Ins. 2021 was the 1st full year I was on the Symetra plan and my monthly benefit has zero deductions. I was careful to not deduct my premiums from my taxes because then my benefit would be taxable. Symetra does send me a tax form showing 2% of my benefit as taxable, I assume that's some kind of imputed income.
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