I moved the family to a small town outside Memphis 10 years ago and mostly just bid R-A+ or R-B. I have only done 5 night hub turns in the past 6 years and my neighbors think I am on welfare because I am always home. The neighbors also keep asking when the bank is going to foreclose since I apparently do nothing to get paid. Memphis is not the best place to live but there are several small towns nearby that are peaceful, safe and fun. If you want to spend your time with family and not at work it is the best deal going. Do not know if you have young kids but you can NEVER make up time when they are young. I am just glad we have all those folks that live in great places around the country that do those night hub turns so I don't have to.
My 2 cents