Spot on!!! I love the point about the Colgan crash. Maybe if she was making 40k a year she'd have a more comfortable lifestyle and wouldn't have to commute all the way from the west coast (if I remember correctly) and hence wouldn't be as tired and could have realized the captain was doing the exact opposite of correcting the problem. Not for a second did the faa think that money had a factor in the crash, it surely must have been the flight hours she had and the failed check rides the captain had. Maybe she was too tired to do anything even close to cockpit resource management. Also would the maximum flight hours need to be so low if pilots started off at 40k+ at the regionals? I say no, I think it's the lifestyle pilots are forced to live making 20-25k per.