Stay at the flight school. Regionals are hiring all comers and (baring a sudden outbreak of WW-III) will still be doing so one year from now. As for the family, you'll most likely be able to pick a regional which has domiciles located near or at where you want to be.
Cape Air PIC will not get you hired at a major.
Planesense *might* turn out to be an adequate career destination, but the bigger question is do you want to be an airline pilot or a corporate pilot?
Does your wife have a job? She needs to get one, and plan on working for the next ten years or so. Entry-level aviation paybis not designed to support a family...it's designed to support a single pilot who lives in his van and eats dry ramen (because he can't afford heat to boil water).