I didn't ask about upgrade time. I wouldn't ask about something we already know to be a guesstimate and was placed on the CON side of the list. During the panel, one of the interviewers asked the question if I was okay with an upgrade time of "10 years or more". The question was asked in a way that did not state a specific time or guarantee anything. No problems there.

Anyone care to provide information regarding loss of license insurance? I understand that NJ provides assistance for 3 years post event and then offers supplemental through Harvey Watt. Does the first three years cost the pilot anything? Thanks.

Also interested in term insurance benefits... Or I can wait til class.