Hey,
I started my flight training through Liberty University in Lynchburg, Virginia on August 24th (last week) with 0 hours. I live in Jacksonville, Florida which is cool because Liberty University has many flight training affiliates nationwide in which they send money to for you every month as long as you're a student of theirs. I can go to school year round and I fly at least 3 times a week. They pay for all your equipment (headset, books, flight bag, etc.) as well. Their program is growing at an alarming rate and getting the attention of the FAA and the airlines. They are also one of the best universities to attend in the country that cater to veterans. Not only do I receive a book stipend from the VA every year for books, but one of Liberty's "military discounts" is that you get up to a $400 book voucher PER SEMESTER. My books for the fall were just over $300 and I didn't pay a dime out of pocket and took home the VA book stipend money. I am an Army veteran and have some college complete and decided to go this route. I turn 26 in November and getting married in December and the way this is set up financially still didn't make me blink deciding to start so close to our wedding date. I extremely recommend you looking into it because the school is great and I guarantee they don't become training affliates with any flight school across the country. I attend Sterling Flight Training here in Jacksonville and this place is first class. My instructor is my age and is extremely knowledgeable and works with my schedule. I enrolled for a BS in Aeronautics in the commercial pilot program. The online classes that I do through the university are not too difficult and are extremely easy to understand. I can imagine most if not all of your credits will transfer which would put your graduation date in the near future (if you go to school year round). I thought about ATP here in Jacksonville for the longest time and just read too many things that scared me. There is no other way to do this being a veteran. I can't wait to fly tomorrow!
Good luck!