Thanks Baron!
Thanks for redlining the errors in your example of emotional bias of some on this forum.
Many of us are NOT going to stick around for a year for a paltry 50 cents on the dollar of zero DSA balance or $40k. If this passes I will vanish off the list in late Dec THIS year. (Tax reasons to hang around till then, Not 65) The gains for new hires are good. If I had 10 plus years left I would rather have 401K money than an increase in an A plan. (Look at the Pension Benefit Guarantee Corp numbers to see how much they cover the A plan for us). The retirement medical section is much improved. Overall the TA is reasonable, a little low in some areas but a gain overall. Solid yes vote.