Kinda in the same boat as you. This is my second shot at it. I'm in my late 30's and married with 2 kids. I love the flying part of it and even the travel benefits. Unfortunately you have to deal with everything else that comes with the life. I've been back in the cockpit for 6 months now and have been questioning it since I got here. It gets harder with the wife and kids especially when you take a $70k pay cut to do this. I know everyone says it will pay off but I will make the same money at a desk job in 10 years as an airline captain plus not to mention the $$ I missed out on in the next 5 years. This job is not for everyone, and I commend those that stick with it as a career. As for me, I like being home every night and having my routine with the kids. I don't gripe in the cockpit though because I don't like to bring my colleagues down and I know their situation is different. You're still young, try other things.