Thread: Term Life
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Old 09-01-2016, 04:39 AM
  #2  
tom11011
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Joined APC: Feb 2013
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Originally Posted by ATRCA View Post
Good morning folks.

Can anyone pass along their experience with Harvey Watt & CO? I am searching out additional term life and their rates appear to be significantly cheaper than the well known companies such as Predential, NY Life etc. The underwriter is ReliaStar which I never heard of. I was surprised when the Prudential agent told me that most companies will not offer their top tier preffered rates regardless of your health. They consider us a higher risk simply for being an airline pilot.

Thanks in advance for any input
Is being an airline pilot even a question on the application? I don't recall having to answer that as a question on my term life policy.

The risk with unknown companies is if they go out of business.
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