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Old 09-18-2007, 03:54 PM
  #5  
Navajo31
Sitting on the sidelines
 
Joined APC: Aug 2007
Posts: 436
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Originally Posted by HSLD View Post
The average APR around 18%, stay away from all airline affinity cards:

http://www.my3cents.com/search.cgi?c...ne+Miles+Cards

APR only hurts you if you don't pay in full - but the legacy airline cards all have annual fees of $50 and up. Unless you are charging alot to the card (like $1,000 a month) you don't get enough points to justify the annual fee. And they will not waive it. I found better luck with a Hilton Honors Visa card: no annual fee, reasonable interest rate (about 12% if I remember) and lots of points with no restrictions. I haven't paid for a hotel for personal travel in 4 years.

Hilton includes Hampton, Hilton Garden, and several other chains.
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