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Old 08-13-2018, 06:00 AM   #8  
Gets Weekends Off
Joined APC: Aug 2015
Posts: 267

HSA can make sense if those on the plan have the need for preventative care but are otherwise healthy. Southwest gives you $750 towards the HSA and you can earn another $250 for you and your spouse pretty easily (couple mouse clicks every week and a 15 minute screening). HSA funds go in pre tax and aren't taxed on the way out, plus grow tax free. That's better then any other retirement going, so I pay any medical expense using after tax dollars, never touching my HSA money.

However, if we ever start needing lots of medical care, I'm enrolling in the RP.
Proximity is offline   Reply With Quote