As long as you are legal to work here, then get current with flying I don’t see why you would get hired by a regional fairly soon.
With the right regional, one may not be thinking they have to get to a major.
Some parts of these decisions only the individual(and family) in question can answer. One question would be, what does the rest of the family want? Would it be a permanent move? Not having a marriage certificate could cloud things a bit.
I’m one to serious consider options. “A ship in the harbor is safe, but that’s not what ships are built for’.
I can’t see welfare options as the main reason to stay, may be a viable reason for the next guy.