Have you looked into Guard/Reserve pilot slots? With your flight time & experience I’d think you’d have a great shot, check several units. There should be online information.
I’d rate a guaranteed pilot slot well above the idea of applying later. Back in my day, you had the flight physical before entry, then checked again at P’Cola.
Depending on the unit one can fly much more than the mins with a Reserve pilot position, while remaining flexible for civilian employment.