Here is the core of what DR preaches.
1.) Home mortgage is the only appropriate debt because you (should) have a decent amount of equity in your home. Cars keep very little if any equity so it is bad debt and in his perfect world you shouldn’t get a car loan anyway. We all know that is not always feasible so you can have one but it is as bad as credit card debt. Pay it off.
2.) In terms of paying off debt, he would want you to keep your emergency fund in tact Vs paying off the debt however it should be a priority to pay off debt.
3.) how to pay off debt he says to budget your monthly expenses including some fun money but any remainder should go to debt. You will pay the minimum on all credit cards and cars and take the lowest debt and add anything extra you can to it. When it is paid off, use all of the minimum+extra you used for that debt and apply it to your next lowest. Pay that off, then take all of that and apply it to the next highest, so on and so forth until you have snowballed your debt gone.
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