"In terms of paying off debt, he would want you to keep your emergency fund in tact Vs paying off the debt however it should be a priority to pay off debt."
That was my biggest hang up, didn't make sense to abandon the emergency fund to payoff what amounts to a pittance of interest money. I agree in a 'perfect world' I would pay cash for a car and plan to in future purchases. I accept that the car loan sets me back to a degree and that's the price I pay for convenience of a new car now versus later.
"His investing advice is terrible."
Interesting.
"choosefi"
thanks for the link