One has to give Corona some time to ‘hopefully’ settle out. We’ve had similar ailments in the past, yes, this one is more onerous.
Come back in 3 months, then we can retreat to the bunker.
The $65k loan can still be an issue, with or without Corona. The idea of faith comes to play at times too.
I doubt the world will end in 12 years. I also don’t think people are going to quit flying.