ATP Certificate or Wait
Hello:
Having an ATP now is not going to give you any significant advantage over other candidates as no one is hiring other than cargo carriers and for that you will need some part 121 time under your belly.
I don't see the advantage of having to pony up the cost of the ATP ticket as hiring could take years to come back before the majors start hiring again and we begin to see movement at the Regional level
Until then, this industry has been devastated until a proven vaccine comes around and people feel its safe to travel for business and leisure
Hope this helps