I am pretty good at financials and investments. Yet, one of the wisest things I have done is have one of the top money management companies invest my assets. Only 5% of the managers, mutual funds, brokerage accounts, etc. beat the market averages (S&P 500, MSCI World, etc.). They do, rather consistently, for decades. They do better than I could. That is even after their management fee of 1 to 1.5% of assets per year.