Guys leaving on the VEOP definitely helped. They definitely had to deal with pension loss or frozen and some big pay cuts with the BK. On the flip side many were never furloughed or had short ones. Many benefited from early retirements (which ended up being a bad deal for a lot of those guys), merger and BK claim money, PBGC and a healthy DC chunk during a raging bull market. They were mostly hired expecting to retire at 60 and if they were 62 or younger just got over $500k to walk away at or near the age they were orginally supposed to retire. Even with the turbulence let's all hope we can come out the same or better with net career earnings. That should be something everyone can agree on.