Old 01-17-2021, 03:46 AM
  #209  
sailingfun
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Joined APC: Feb 2008
Posts: 19,224
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Originally Posted by Gunfighter View Post
Amen to that. Even within the retirement years from 65-grave, there will be a few pendulum swings on tax policy. Having a mix of traditional and Roth could allow you to play the swings in tax policy. They have already Nerfed the Inherited Roth IRA., so RMDs are next. Forcing the RMD takes away one of the Roth advantages, but until contribution limits are changed between accounts, the Roth is still a bigger bucket.

You are better off aligning yourself with the government and central banks rather than trying to outsmart them. Using conservative leverage on income producing real estate is the safest course to a secure retirement.
If you don’t ever plan on taking distributions on the money why are you saving it?
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