Originally Posted by
busdriver12
Think we get jack until age 65, then you get a bit towards Medicare. Absolutely disgusting that we haven’t renegotiated retiree health care with the company, and all they contribute is $4813 per year for you and your spouse, based upon 1993 health care costs. That’s right, 1993.
it looks to me like the best option is selecting Cobra for 18 months, then sliding over to the high deductible plan (that is, if you were in the buy up plan already). Cobra costs are significantly less than paying for the buyup.
Also, if you have the Purple plan, you get the $4000 plus whatever you contribute towards the yearly limit to pay any medical costs before or after retirement.