Thread: pilot mortgages
View Single Post
Old 05-30-2021, 09:15 PM
Line Holder
djmeji79's Avatar
Joined APC: Jun 2013
Posts: 26

Originally Posted by flyingmau5 View Post
When you said actual hours... Is that based off of the current timecards/paystubs? What is underwriting going to look at when taking the higher pay into consideration?
The way to figure out income is the 12 month average of credit hours flown broken out times hourly, or a two year W2 average. Recent pay stubs are only used to support that on trend line but underwriting doesn’t use them for overall income calculations Also, year to date needs to meet or exceed averages if using something other than minimum guarantee x hourly. Let me know if you need anything else!

[email protected]
djmeji79 is offline