Originally Posted by
lancejohnson
Thank you for the response and insight.
One last question. Would your analysis change if I had a legacy CJO upon separating at 17?
You have a very healthy nest egg that can effectively fund your retirement already (assuming your investment doubles at least twice between now and then). So this is really is about your income needs until then. If you can leave active duty directly to a legacy or UPS/FedEx, absolutely do so. The legacies are a small gamble right now due to unpredictable government responses to the spread of Covid-19 variants. I would highly recommend grabbing a Guard/Reserve gig as a backup and to take advantage of the pension.