View Single Post
Old 12-17-2021, 11:01 AM
  #1244  
S4User
Gets Weekends Off
 
Joined APC: Jul 2021
Posts: 156
Default

Originally Posted by tennisguru View Post
HSA: best options is the silver plan. $186/mo. $2200 company contribution if you jump through 3 easy hoops (but you don't get paid until the beginning of the next year). Gold has lower deductibles but is really only cheaper if you have multiple people hit the individual out of pocket max in a year. That is $319/mo

Copay plan: Not really familiar with this. No HSA available. $435/mo

Delta Pilots Medical Plan (DPMP): The only plan that is guaranteed in our contract. No HSA, lower deductibles but much higher premiums ($668/mo). I know a few people who are heavy users of our medical plans and every year they come out cheaper by going with the HSA over the DPMP. I think the DPMP is a winner if you have a family member on lots of expensive prescription drugs as all you pay for RX are copays.

All rates quoted are for family. Coverage begins day 1 of indoc.

What’s the name of the insurance company providing these plans?
S4User is offline