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Old 03-17-2022, 01:54 PM
  #9  
TransWorld
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Joined APC: Aug 2016
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Forget about inflation for this. Not relevant to the thinking. If I have a mortgage at 3%, and invest that money at 8%, I make money on the decision.

Add in tax deductions for the mortgage interest, paying down on principal which increases you home equity, It makes it a bit more complicated, but the rule holds.

I make money at low interest rates, if I invest those dollars in a diversified portfolio of stocks, mutual funds, or even a balanced fund (stocks and bonds.) if you stick that money in hole in the ground, you don’t. Hope no one is that foolish. Not just me saying it, but my investment manager has shown me the numbers.
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