Not crazy at all.

You just have to realistically evaluate what you're gaining vs. what you're giving up. And be honest with yourself... just because you don't like airline flying, commuting, or living in a big hub doesn't mean you should necessarily skew the available data to support the conclusion you may have already made.

Paid commutes are a big deal... if you can live in a nice smaller town, especially a home town with friends and family, that makes up for a lot.

But carefully consider all aspects... just because you dislike airline flying doesn't mean that you won't dislike other types of flying more.

Also consider things like LTD, legacy pilots are often guaranteed 50-60% income to retirement age if they medical out. So your financial future is very secure unless you show up drunk.