I HAVE FLOWN SIBA ON AND OFF FOR MANY YEARS, HOWEVER DUE TO ITS REDUCED QUALITY IT HAS BECOME AN ACCEPTABLE LOSS.

So now that it doesn't meet your standard of "quality" it is an acceptable loss? Makes sense to me.

1) Access your personal finances.

I could only get 400 bucks out of the ATM. I'll be able to get the remaining 72.28 out after midnight tonight. But I'm hesitant to access my 401 K due to the tax penalties. Any other thoughts?

-DON'T BLOCK YOUR CALENDAR.

I can email it to you at the beginning of each month if that would make it easier for you. Please advise.