thanks for the replies guys. It's going to be a tough decision. I guess I should mention that another reason I would stay in is to support my family. The job security is the best, and it seems people are afraid to get out because of it.
It seems like (from reading these forums) most pilots are happier flying for the airlines. I am wondering if that is mostly because they were getting screwed with deployments in the military.
While I get deployed much less (and it's not to the desert), I am just tired of the "rat race" of self-promotion and working in an environment of people constantly trying to make themselves look better than their peers on paper. I would definitely try to secure a reserve slot but I hear they are doing away with many of their good deals and that part-timers mostly likely will only get their min hours.
It's definitely a tough decision and not to be taken likely, especially with small children in the home.
Another question: I have around 1500 flight hours right now...however, it's all in fighters, T-38's, and my current airframe which happens to be a bomber that is stationed at a single base located in the middle of the country. Will these hours be compared to the thousands of heavy hours for competition to the airlines?

Thanks again guys!