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View Full Version : Medical coverage for new WO flow.


wiz5422
01-04-2019, 05:08 PM
Wondering about how the transfer of medical coverage works for a pilot that is flowing over mid year? Is there a gap of coverage and does your dedicated out of pocket max start over once at AA?


Bob Loblaw
01-04-2019, 06:57 PM
Wondering about how the transfer of medical coverage works for a pilot that is flowing over mid year? Is there a gap of coverage and does your dedicated out of pocket max start over once at AA?

After your release from purgatory, you are a new hire at AA. Nothing transfers with your medical insurance. You will get the election period (30 days?) to set up what you want, and I believe it is retroactive to your first day of employment so no gap in coverage.

TallFlyer
01-05-2019, 01:17 PM
Wondering about how the transfer of medical coverage works for a pilot that is flowing over mid year? Is there a gap of coverage and does your dedicated out of pocket max start over once at AA?



Separate companies, separate coverage. Youíve got 60 days under COBRA to elect to pick up your old coverage should you need it in the gap. Iíll defer to those that know about AA insurance to tell you when it starts.


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Regionalsuck
01-07-2019, 08:11 PM
There was no gap for mine. My coverage shows the regional plan that ended on my resignation date then new AA plan that started on the very next day (AA indoc day 1). I didnít have to mess with any kind of cobra. Seamless transition.

Not sure on out of pocket deductibles if they start over, canít tell because I didnít use my old plan at all for the year before the swap to AA. Used it immediately after transfer and it worked no problem though. Call your provider and ask Im sure they could tell you, I kept the same provider. I would assume most flows do.

styx
01-08-2019, 09:06 AM
Deductible will reset to zero. Welcome aboard.

babs
01-08-2019, 01:32 PM
Any cost differences (Cheapest family plan)? I assume AA pays less than the wholly owned do.

Rockiepilot
01-08-2019, 02:18 PM
Any cost differences (Cheapest family plan)? I assume AA pays less than the wholly owned do.

You would assume incorrectly. APA has never negotiated pilot only plans. You need your medical for your job unlike anyone else at the company and APA never thought to get better insurance. You might be unpleasantly surprised. Not awful but a lot of regionals have better.

Subpilot
01-08-2019, 06:16 PM
I came from Envoy and the Medical at AA is better (aka, cheaper). You start over on your deductibles too.