Connect and get the inside scoop on Airline Companies

Welcome to Airline Pilot Forums - Connect and get the inside scoop on Airline Companies

If this is your first visit, be sure to check out the FAQ. Join our community today and start interacting with existing members. Registration is fast, simple and absolutely free.


User Tag List

Post Reply
 
Thread Tools Search this Thread Display Modes
Old 03-27-2018, 12:47 PM   #1  
All is fine at .79
Thread Starter
 
TiredSoul's Avatar
 
Joined APC: Sep 2016
Position: Paahlot
Posts: 1,745
Default Term life insurance questions

Hey guys and girls,

My wife has me hooked on this whole Dave Ramsey thing.
Iím looking for term life insurance.
$500k-$800k range but I just called Zander and there are aviation exclusions. Especially for light aircraft if I instruct on the side for giggles.
Extra premium can be like $1200/year.
Where do you have your Term life insurance?
TiredSoul is offline  
Old 03-27-2018, 01:00 PM   #2  
Gets Weekends Off
 
Joined APC: Jan 2018
Posts: 2,614
Default

Quote:
Originally Posted by TiredSoul View Post
Hey guys and girls,

My wife has me hooked on this whole Dave Ramsey thing.
Iím looking for term life insurance.
$500k-$800k range but I just called Zander and there are aviation exclusions. Especially for light aircraft if I instruct on the side for giggles.
Extra premium can be like $1200/year.
Where do you have your Term life insurance?
USAA if you qualify.
Excargodog is offline  
Old 03-27-2018, 01:31 PM   #3  
New Hire
 
Joined APC: Feb 2012
Position: A-300
Posts: 1
Default

Try Midland National. 12 years ago I received a competitive rate which included coverage for general aviation.
4iron is offline  
Old 03-27-2018, 01:59 PM   #4  
Gets Weekends Off
 
Joined APC: Oct 2006
Posts: 844
Default

Navy Mutaual Aid if you qualify.
Mink is offline  
Old 03-27-2018, 02:14 PM   #5  
Gets Weekends Off
 
Joined APC: Dec 2017
Position: B767 Capt.
Posts: 164
Default

Quote:
Originally Posted by Mink View Post
Navy Mutaual Aid if you qualify.
Try AOPA also.
gumpscheck is offline  
Old 03-28-2018, 02:04 AM   #6  
Gets Weekends Off
 
Joined APC: Jun 2006
Position: On the edge
Posts: 420
Default

Quote:
Originally Posted by Excargodog View Post
USAA if you qualify.
USAA might be better. I haven't tried them since I went to 121. They were awfully expensive when I was in 135.

PIC Life (piclife.com) is an insurance broker that specializes in life insurance for pilots.
Reactivity is offline  
Old 03-28-2018, 07:58 AM   #7  
Gets Weekends Off
 
Joined APC: Mar 2005
Position: DFW A320 FO
Posts: 585
Default

Check with PIC Life (as mentioned).
swaayze is offline  
Old 03-28-2018, 08:48 AM   #8  
Gets Weekends Off
 
Joined APC: Sep 2013
Posts: 655
Default

I bought through PIC. They are an agent so your actual insurer will be someone else. It's best to get the longest level premium policy (30 year or 20 year) so you don't have to mess with it. As you get older or have a health issue, a new policy will be quite pricey. I bought mine many years ago but my premiums for $1M term insurance are $810/year. I would also suggest getting the basic insurance from your employer if reasonable, however note that it will not be transferable if you change employers.
CaptYoda is offline  
Old 03-28-2018, 11:10 AM   #9  
All is fine at .79
Thread Starter
 
TiredSoul's Avatar
 
Joined APC: Sep 2016
Position: Paahlot
Posts: 1,745
Default

Rogaaaaah, thanks to all.
TiredSoul is offline  
Old 03-30-2018, 04:44 AM   #10  
Gets Weekends Off
 
captjns's Avatar
 
Joined APC: Feb 2006
Position: B-737NG preferably in first class with a glass of champagne and caviar
Posts: 5,085
Default

Quote:
Originally Posted by TiredSoul View Post
Hey guys and girls,

My wife has me hooked on this whole Dave Ramsey thing.
Iím looking for term life insurance.
$500k-$800k range but I just called Zander and there are aviation exclusions. Especially for light aircraft if I instruct on the side for giggles.
Extra premium can be like $1200/year.
Where do you have your Term life insurance?
Look into ďSelect QuoteĒ.
captjns is offline  
 
 
 

 
Post Reply
 



Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes


Related Topics
Thread Thread Starter Forum Replies Last Post
Life insurance for pilots flying to Africa 74Freighter Cargo 8 01-25-2017 06:47 AM
Virgin America hiring pilots again, 2013 ShyGuy Hiring News 406 07-31-2013 03:47 AM
Pilot Life Insurance needmo Pilot Health 7 01-24-2008 06:49 PM
FedEx/ALPA LOL/Life Insurance Benefits FredEx Cargo 33 12-05-2007 07:27 AM
life insurance question HoursHore Cargo 9 09-11-2007 06:40 PM


All times are GMT -8. The time now is 05:59 AM.