Term life insurance
Looking for $500k 20 year term life and just got a quote from Prudential for a stupid amount like $700+/month.
ACMI long haul and yes hazmat. Anybody have any bright ideas. There’s got to be like 6-7000 pilots in the same risk bracket. No bankruptcy, one speeding ticket in 19 years, not overweight yadayadayada.... |
I know age might be one of the biggest factors, and by the looks of it ("Tiredsoul") you don't sound like a spring chicken. [emoji15]Checkout ALPA or NMAA if you qualify for either.
Sent from my iPhone using Tapatalk |
Mentally I’m 12 years old lol.
I’m not with an ALPA carrier. Website of Selectquote doesn’t open where I’m currently at so I’ll go digging when I’m back stateside. |
https://www.traversaviation.com/
I'm working with them at the moment. So far the AIG policy that they quoted me is the best rate I've found. |
Does your company have a term policy on you?
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Originally Posted by dogo
(Post 2789768)
Does your company have a term policy on you?
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Harvey Watt has good policies. They deal with Pilots, hazmat, combat areas, etc.
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Let everyone know what you end up with in general. I'm interested in something as well; haven't a clue where to start (my present policy is good for another 2 yrs or so.....then poof!)
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Same question was discussed on a facebook pilot thread one or two months ago, so data is probably still decent:
46 yo male, 20 yr term for 1.5million = $230/month (Prudential) 42 yo male, 20 yr term for 1.25million = $700/year (Zander) 41 yo male, 20 yr term for 2.5million = $170/month (Selectquote) The above three were either flying part 121 or part 135 Someone also recommended Northwest Mutual but didn’t say what they were paying for their policy. |
Originally Posted by LunkerHunter
(Post 2790242)
The above three were either flying part 121 or part 135
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