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FDX-Benefit Enrollment

Old 11-04-2014, 05:30 PM
  #11  
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Originally Posted by FDXLAG View Post
...You mean the opposite don't you?
I quoted Busdriver12...and my statement was in response to his...in which he implied, that the "Buy Up" was more cost effective than the "Base Plan"

To clarify, my analysis/opinion...

If you are retired military and have TRICARE Standard as second payer (it's free)....then all you need is the Base Plan
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Old 11-04-2014, 07:20 PM
  #12  
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Originally Posted by pinseeker View Post
Mine only went up 6%, which I believe is the contractual limit. Maybe you accidentally increased your coverage. There is still time to fix it.
Went back and checked it... just blamed the wrong person! Sorry Mr. President, it was"Father Time"! Both my wife and I bumped up the age bracket effecting the Optional Life premium quite a bit. Yes, the rest was 6%.
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Old 11-05-2014, 06:04 AM
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Originally Posted by DLax85 View Post
Unless you're retired military and have TRICARE Standard as second payer

Then Base Plan is all you need
Do most FedEx pilots who are retired military use the company plan as their primary insurance? What about Tricare Prime as your primary? Assuming you live in a Primary Service Area and your doc is a Primary Care Manager, is Prime a good option or is the FedEx plan worth the extra expense? Thanks
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Old 11-05-2014, 07:02 AM
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Default 6%

Since 6% is the contractual limit as to how much our insurance can increase (and it seems to always be at that limit), why can't we get a pay increase of 6% each year????
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Old 11-05-2014, 07:34 AM
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I'm a military retiree and I selected the buy up plan and use TriCare as a secondary, however I have no kids and only my wife on our plan.
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Old 11-05-2014, 07:37 AM
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Originally Posted by Pecan View Post
Since 6% is the contractual limit as to how much our insurance can increase (and it seems to always be at that limit), why can't we get a pay increase of 6% each year????
Sounds good to me!
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Old 11-05-2014, 07:59 AM
  #17  
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Originally Posted by fly4unclesam View Post
Do most FedEx pilots who are retired military use the company plan as their primary insurance? What about Tricare Prime as your primary? Assuming you live in a Primary Service Area and your doc is a Primary Care Manager, is Prime a good option or is the FedEx plan worth the extra expense? Thanks
From the Tricare website:
If you have any health insurance other than TRICARE, it is called "other health insurance." This insurance can be through your employer or a private insurance program.
  • TRICARE pays second after any other health insurance plan.
  • Active duty service members (including activated Guard/Reserve members) can't use other health insurance.
  • Tell your provider and regional contractor when you have other health insurance.
Some Doc's, clinics, pharmacies will file w/Tricare (as secondary) and thereby reducing your out-of-pocket costs with no effort on your part.
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Old 11-05-2014, 08:14 AM
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Originally Posted by champ42272 View Post
I'm a military retiree and I selected the buy up plan and use TriCare as a secondary, however I have no kids and only my wife on our plan.
Same here. I have found TRICARE a joke, they pay for very little and many doctors will not accept patients that use TRICARE.........even as a secondary. Have also found Anthem to substandard, they are extremely liberal when it comes to the definition of "medically necessary." Costing me thousands of dollars in healthcare costs.
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Old 11-05-2014, 11:32 AM
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Originally Posted by Dakota View Post
Same here. I have found TRICARE a joke, they pay for very little and many doctors will not accept patients that use TRICARE.........even as a secondary. Have also found Anthem to substandard, they are extremely liberal when it comes to the definition of "medically necessary." Costing me thousands of dollars in healthcare costs.
Dakota,

You're not the first to say that "many doctors will not accept patients that use TriCare." I'm wondering if it's a regional thing, as here in the North East, I've never had a problem with my health care providers accepting TriCare. I'm retired (over 65) and as such have Medicare and TriCare-For-Life, and I can think of only a few times, when we (my wife and I) actually had to pay an out-of-pocket medical co-pay. And believe me when I tell you that you don't spend less time at the doctors as you age. I wonder what gives?
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Old 11-05-2014, 12:53 PM
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Originally Posted by Jetjok View Post
Dakota,

You're not the first to say that "many doctors will not accept patients that use TriCare." I'm wondering if it's a regional thing, as here in the North East, I've never had a problem with my health care providers accepting TriCare. I'm retired (over 65) and as such have Medicare and TriCare-For-Life, and I can think of only a few times, when we (my wife and I) actually had to pay an out-of-pocket medical co-pay. And believe me when I tell you that you don't spend less time at the doctors as you age. I wonder what gives?
Same here in central Texas. I'm very happy with my Tricare Prime. Before I moved here, I was minutes away from a military hospital at the base from which I just retired. Upon moving, we elected to continue with Prime and bail to the FedEx plan with Standard as a secondary if things went south. We are even happier here. My PCP has an attached urgent care clinic that treats a walk-in for anything as an appointment which equals no hassles with a claim where urgent care is debatable. They also have an online referral request system and, most of the time, they don't require us to come in, they just get the referral done electronically and send us on our way to the specialist. I've been in for the standard flu, pink eye, gastro stuff etc. and it has been the $13 copay and nothing else. Knowing all this we opt out of medical but get the dental buy up and vision through FedEx. Tricare Prime cost ~$600/year for me, my wife and son. We will compare every year but it is working well for us now.
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