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Originally Posted by crewdawg
(Post 2957349)
I'd venture to guess that many guys who use the mega back door roth are not keeping it in their DPSP.
Right. But if the plan is mandatory, and it takes all of your DPSP cash, then the mega back door roth will not be an option for most people. Today they front load after tax money in January and February to minimize the 16% pretax from the company, and then make that “back” later in the year with DPSP cash. Until the IRS says otherwise this will be like the VEBA and all that DPSP cash will go to the MBCBP instead of your check. |
Originally Posted by bugman61
(Post 2957444)
Right. But if the plan is mandatory, and it takes all of your DPSP cash, then the mega back door roth will not be an option for most people. Today they front load after tax money in January and February to minimize the 16% pretax from the company, and then make that “back” later in the year with DPSP cash. Until the IRS says otherwise this will be like the VEBA and all that DPSP cash will go to the MBCBP instead of your check.
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Originally Posted by mikea72580
(Post 2956937)
After stirring a rather large hornets nest with Minimum Balances and making promises of fresh polling on Retirement Proposals, the latest telephone polling asks no questions about Minimum Balances, neither specific nor general.
For a supposedly pilot driven negotiation is anyone else starting to wonder who’s direction they’re following? |
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