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Originally Posted by hockeypilot44
(Post 3218746)
You do know masks don't work, right. Fauci said that last year. You are no more an expert than me. **** you with your narrative. If you want to wear a mask, wear one. Stop pushing for me to wear one. It's none of your ****ing business what I do. *******.
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Originally Posted by gzsg
(Post 3215698)
Politics and politicians don’t matter. Never have.
Business runs the world. 94 million millennials are entering their first prime spending years. That’s why housing is off the charts. Remember the stick market in the 1990s? Up and up and up and up. Its just math. Just demographics. 94 million millennials are inheriting $76 trillion. The largest wealth transfer in the history of the world. Relax and enjoy the ride. In 2023 we will enjoy $100,000 plus profit sharing checks. As oil collapses and our economy explodes. Source: I closed 7 mortgages last month. 5 were easy and younger people, two were late 40s/early 50s people that were leveraged to the hill. Also numerous articles on millennial spending, saving, and purchases. |
Originally Posted by TegridyFarms
(Post 3219195)
I’d love to know where you come up with your facts and figures. Especially when it comes to millennials and home ownership. That generation (which I’m technically at the front of) is savvy. The things they are buying are not starter homes or mansions, but they’re buying the middle of the road stuff that they could live in forever if they have to. Most are financially stable, and a sizable down payment.
Source: I closed 7 mortgages last month. 5 were easy and younger people, two were late 40s/early 50s people that were leveraged to the hill. Also numerous articles on millennial spending, saving, and purchases. Genuinely curious. 20% was the standard pre 2005 or so, but I understand the requirement is much, much less now. |
Originally Posted by UGBSM
(Post 3219161)
Gee, a bit uncalled for. All the **** ? Not pushing. Wearing a mask is federal law and company policy. You do know that, right?
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Originally Posted by DeltaboundRedux
(Post 3219208)
What's a "sizeable down payment"?
Genuinely curious. 20% was the standard pre 2005 or so, but I understand the requirement is much, much less now. |
Originally Posted by TegridyFarms
(Post 3219246)
20% no PMI (or 80% LTV I should say). I have yet to do a loan for a millennial who paid PMI. I’ve seen them tap a 401k loan and pay themselves back. Take the $10,000 first time homebuyer out of a Roth. The generational differences financially are pretty fun to see.
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Originally Posted by m3113n1a1
(Post 3219258)
Us millennials have seen our parents and their friends lose everything (jobs, pensions, houses underwater) and refuse to let the same thing happen to us.. so we are extra cautious. Maybe unnecessarily so.
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Originally Posted by WhiskeyDog
(Post 3219226)
You do know that it absolutely is Not a federal law, but rather an Order, right? And yes, there's a big difference.
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Originally Posted by TegridyFarms
(Post 3219246)
20% no PMI (or 80% LTV I should say). I have yet to do a loan for a millennial who paid PMI. I’ve seen them tap a 401k loan and pay themselves back. Take the $10,000 first time homebuyer out of a Roth. The generational differences financially are pretty fun to see.
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Originally Posted by UGBSM
(Post 3219390)
Ok, what's the big difference? You think you can not wear a mask and still keep your job?
I can not wear my mask pretty much everywhere and still keep my job. I wear it where I'm required to, and that's all. Similar to the shoulder harnesses in the jet. On for the minimum required amount of time, and then off. |
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