Thats nice, I wish I could figure out how to get fixed rate property taxes and insurance plus the cost of appliances ect.. that he will certainly need to purchase.

we've switched our approach and are instead focused on going all in to pay the house off early. The idea is, we can pay this thing off completely in about 2-3 years. From there, I can save a boatload of money, buy another property in cash, and not even worry about having to rent anything out. I can literally have two homes before I'm 50 years old.

I remember when having two homes sounded like fun.

we're DINKs. Family is scattered all over the country, and neither one of us are particulary attached to any extended family, including our parents. There will be downsides, but there's downsides to every aspect of life.

A second home could certainly provide the happiness you think it might. Just wasn’t for me or many people I know. Clearly I don’t know you and your spouse. Long term attachment to a second piece of property might just be your jam.

Among those I’ve known who were awash in cash, no one got much more joy out of more stuff…nor stuff that requires even more stuff (furniture, decorations, time, attention). The people I’ve known to put their “excess” income to work for other people (e.g., sponsor a kid’s pilot’s license, buy a budding musician a nice instrument, fund a deserving kid’s summer camp, help a battered spouse find safety), have minimal or zero regret. Perhaps some of those lessons aren’t learned until you’re over 50, though.

you can get a washer/dryer for $100 on Facebook market place. And you act like appliances need replacing every year.. your boomer is showing lol

Every legacy airline pilot has seen double digit pay growth since covid. Thats not even including the 50k+ Most of us got in "retro".
The last 4 years have been my best ever in my life and i'm going to go out on a limb and say it's been that way for all major airline pilots.

Nobody here has it "hard".

Not every year but modern appliances have a 5 to 7 year life. Fridges used to last 20 years!

Im going to say a solid 10. I changed all my appliances last year as they all started to break between 10-11yr.

The stove we changed because we wanted, but it was pretty affordable $1,000 in sale with air fryer as part of the oven.

Anyone at a legacy right before COVID who was either on 1 or 2 year pay, switched to a WB or upgraded has seen their already upper middle class salary literally double. My salary more than doubled and I sit reserve and have had to leave my house an average of 7 days a month for work.

Also my 401k has doubled, and the equity in my house has increased several hundred thousand dollars.

How any of you people can be anxious about your current financial issues boggles my mind.

When we start facing headwinds and the country is embroiled in much more chaos airline pilots are going to be absolute balls of anxiety.

We will likely know in a week if that’s gonna be very soon or sometime later in the future for some other reason. But it’s gonna happen.