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-   -   Profit Sharing 26 Rumors and Guesses (https://www.airlinepilotforums.com/delta/152006-profit-sharing-26-rumors-guesses.html)

Hotel Kilo 01-16-2026 08:29 AM


Originally Posted by OOfff (Post 3992632)
undefeated?

i’m saying that i doubt the $100m number and think it’s less, yes. i also am willing to bet you won’t post any reasoned analysis or hard data to refute that.

Sorry auto correct on my phone. Should be "under"

Well in totality of cost you are wrong.

As to my plugins, I told you all the 78 deal WILL NOT happen without MRO on the GEnX motors. Hmmm, look what we got.

OOfff 01-16-2026 08:43 AM


Originally Posted by Hotel Kilo (Post 3992837)
Sorry auto correct on my phone. Should be "under"

Well in totality of cost you are wrong.

As to my plugins, I told you all the 78 deal WILL NOT happen without MRO on the GEnX motors. Hmmm, look what we got.

still no data or even reasoned analysis. for a person so proud of knowing what a fermi estimate is, you don’t seem willing to even try to present anything worth listening to beyond “bow before my supposed connections.”

but since you don’t even know within a hundred bucks an hour what a narrowbody captain makes, maybe your fermi estimate wouldn’t be worth much, either.

Khantahr 01-16-2026 10:28 AM


Originally Posted by Hotel Kilo (Post 3992837)
As to my plugins, I told you all the 78 deal WILL NOT happen without MRO on the GEnX motors. Hmmm, look what we got.

The deal happening with the MRO deal does not mean that it wouldn't have happened without it.

Hotel Kilo 01-16-2026 10:32 AM


Originally Posted by OOfff (Post 3992843)
still no data or even reasoned analysis. for a person so proud of knowing what a fermi estimate is, you don’t seem willing to even try to present anything worth listening to beyond “bow before my supposed connections.”

but since you don’t even know within a hundred bucks an hour what a narrowbody captain makes, maybe your fermi estimate wouldn’t be worth much, either.

You'll get the data soon enough.

Relax.

And again, you're wrong. This little charade has cost the company, in the months they've engaged in the practice, well over 100m. You can bank on it.

This is great leverage for us going into section 6 too.

Khantahr 01-16-2026 10:40 AM

$100 million a month is nigh impossible, unless you're including the double pay for who actually flew it as well, which isn't right.

I'll even assume $400/hr average pay rate, which is way higher than it actually is, and it still doesn't work.

100M / 400 = 250,000 hours paid out.
250,000 / 5.75 (I'm assuming a little higher than minimum day here) = 43,000+ DAYS paid out as 23M7 IN ONE MONTH. I do not believe that there are that many 23M7 payouts going out, no way. That's over 14,000 three day trips.

Most of those 23M7 trips are going out as double pay whether they use 23M7 or not. You can't count the double pay in the math of what 23M7 is costing the company, only the single pay to the harmed pilot.

OOfff 01-16-2026 10:54 AM


Originally Posted by Hotel Kilo (Post 3992893)
You'll get the data soon enough.

Relax.

And again, you're wrong. This little charade has cost the company, in the months they've engaged in the practice, well over 100m. You can bank on it.

This is great leverage for us going into section 6 too.

and again, zero data nor reasoned analysis. a very valuable post

Hotel Kilo 01-16-2026 11:24 AM


Originally Posted by OOfff (Post 3992907)
and again, zero data nor reasoned analysis. a very valuable post

Yawn.

Your trope is tiring.

Gone Flying 01-16-2026 06:00 PM


Originally Posted by Hotel Kilo (Post 3992893)
You'll get the data soon enough.

Relax.

And again, you're wrong. This little charade has cost the company, in the months they've engaged in the practice, well over 100m. You can bank on it.

This is great leverage for us going into section 6 too.

Are you saying, that in additional pilot pay alone, 23m7 costs/payments cost over 100m per month, or 100m over the past several months combined. The second is completely believable, the first might be a stretch

the original FB post some have mentioned here is that m7 cost the company over 200m in December alone. I would definitely be hesitant to believe that without proof.

and if those numbers are accurate I hope ALPA can capitalize on it and get us a great contract quickly.

Gone Flying 01-16-2026 06:15 PM


Originally Posted by Hotel Kilo (Post 3992837)
l

As to my plugins, I told you all the 78 deal WILL NOT happen without MRO on the GEnX motors. Hmmm, look what we got.

I think anyone would have been able to safely say this. The rumor has been for years post covid that we did not order more AB WBs because RR would not give us the MRO rights we wanted. It’s a very well known fact we are very stubborn about the right to work on our engines. My guess is if AB/RR had been willing to wheel and deal on MRO issues 12-36 months ago we would not have a 787 order right now.

Whoopsmybad 01-17-2026 01:59 PM


Originally Posted by Gone Flying (Post 3993105)
I think anyone would have been able to safely say this. The rumor has been for years post covid that we did not order more AB WBs because RR would not give us the MRO rights we wanted. It’s a very well known fact we are very stubborn about the right to work on our engines. My guess is if AB/RR had been willing to wheel and deal on MRO issues 12-36 months ago we would not have a 787 order right now.

It’s my understanding that the MRO is what took so long to order the MAXs. 35ks too.

m3113n1a1 01-17-2026 02:58 PM


Originally Posted by Whoopsmybad (Post 3993504)
It’s my understanding that the MRO is what took so long to order the MAXs. 35ks too.

Do other airlines negotiate MRO into their deals too, or is this mostly just a Delta thing?

Whoopsmybad 01-17-2026 03:10 PM


Originally Posted by m3113n1a1 (Post 3993520)
Do other airlines negotiate MRO into their deals too, or is this mostly just a Delta thing?

I think we are the only ones who do our own engine work. I heard one time we did some of UA, AA, and UPS too, but that was second hand at best. But I do know that we do work on engines for others.

OOfff 01-17-2026 03:17 PM


Originally Posted by Whoopsmybad (Post 3993526)
I think we are the only ones who do our own engine work. I heard one time we did some of UA, AA, and UPS too, but that was second hand at best. But I do know that we do work on engines for others.

https://www.unitedtechops.com

they show many engines

Gone Flying 02-07-2026 05:49 PM

Anyone know if 8.90% is the final or did it change slightly like 2024 and 2022?

Bazinga 02-09-2026 07:34 AM


Originally Posted by Gone Flying (Post 4001442)
Anyone know if 8.90% is the final or did it change slightly like 2024 and 2022?

If I recall, on PS Day (the 13th this year), I think they typically publicize the exact number. But it's also possible to do the reverse math to find the percentage.

tripled 02-11-2026 06:33 PM


Originally Posted by Bazinga (Post 4001755)
If I recall, on PS Day (the 13th this year), I think they typically publicize the exact number. But it's also possible to do the reverse math to find the percentage.

re profit sharing money from the sky that just fell into your lap.

Anybody notice there’s an ipo tomorrow for the ticker…… wait for it….. APC! We should totally send it to the moon. Who’s in?!​​​​​​​

All 5 Stages 02-11-2026 09:05 PM


Originally Posted by tripled (Post 4002611)
re profit sharing money from the sky that just fell into your lap.

Anybody notice there’s an ipo tomorrow for the ticker…… wait for it….. APC! We should totally send it to the moon. Who’s in?!

HODL!
Just don't use Robinhood ... if APC goes to the moon and crushes the shorts, they'll limit your trades to sell only.

A5S

Bazinga 02-12-2026 06:46 AM


Originally Posted by Gone Flying (Post 4001442)
Anyone know if 8.90% is the final or did it change slightly like 2024 and 2022?

I just looked at my PS pay stub. it was exactly 8.9% as my spreadsheet was accurate to the penny.

Uninteresting 02-12-2026 07:13 AM


Originally Posted by Bazinga (Post 4002723)
I just looked at my PS pay stub. it was exactly 8.9% as my spreadsheet was accurate to the penny.

first world problems, no doubt, but those taxes…..

Bazinga 02-12-2026 12:37 PM


Originally Posted by Uninteresting (Post 4002729)
first world problems, no doubt, but those taxes…..

"Income tax is illegal."

- Ron Swanson

Softheborder 02-12-2026 01:14 PM

I didn’t get a penny in PS, but the flip side is my 401a is full for the year on the 2/27 check. ?…. Will ALPA & DPMA send me a paper bill for the PS dues or will it come out automatically?

Gunfighter 02-12-2026 01:19 PM


Originally Posted by Softheborder (Post 4002890)
I didn’t get a penny in PS, but the flip side is my 401a is full for the year on the 2/27 check. ?…. Will ALPA & DPMA send me a paper bill for the PS dues or will it come out automatically?

They will send you a bill

Esquamel 02-12-2026 02:56 PM


Originally Posted by Bazinga (Post 4002866)
"Income tax is illegal."

- Ron Swanson


The Congress shall have power to lay and collect taxes on incomes, from whatever source derived, without apportionment among the several states, and without regard to any census or enumeration.

— 16th Amendment (1913)
… but I love Parks and Rec. Anxiously awaiting a revival.

Abouttime2fish 02-13-2026 04:29 PM

Do I get PS on 23m7? Asking for a friend 😁?

Pulls pin, counts to five, toss grenade and run like hell!

Verdell 02-13-2026 06:42 PM


Originally Posted by Abouttime2fish (Post 4003308)
Do I get PS on 23m7? Asking for a friend 😁?

Pulls pin, counts to five, toss grenade and run like hell!

Yes.

Filler

gloopy 02-14-2026 10:03 AM


Originally Posted by Bazinga (Post 4002866)
"Income tax is illegal."

- Ron Swanson

It actually was until they gaslit the people into thinking it was just a tiny amount for just the richest among us. Now it’s a middle class hammer and the truly rich never pay a penny of it because they don’t make their money with W-2’s. It is a literal pillar of Marxism though so it has that going for it.

DryClutch 02-14-2026 10:24 AM

Dumb question---> I'm under 50, sent the majority of my PS'ing to the 401k, the max it would let me allocate minus some tax. The IRS limit for the employee for 2026 is $24,500. Fidelity is showing me having contributed several thousand dollars more than the limit for 2026, any explanation?

GutterGuard 02-14-2026 11:44 AM


Originally Posted by DryClutch (Post 4003500)
Dumb question---> I'm under 50, sent the majority of my PS'ing to the 401k, the max it would let me allocate minus some tax. The IRS limit for the employee for 2026 is $24,500. Fidelity is showing me having contributed several thousand dollars more than the limit for 2026, any explanation?

Are you sure you're looking only at YOUR contributions and not also the company contributions?

DryClutch 02-14-2026 12:34 PM


Originally Posted by GutterGuard (Post 4003529)
Are you sure you're looking only at YOUR contributions and not also the company contributions?

Yep, just the employee contributions column. And then I started thinking that the PS election tool isn't linked up to Fidelity right? How would the PS election tool know that your election into the 401 would surpass the IRS limit? Was the Fidelity system supposed to see that my election would exceed the IRS limit and kick it back? I dunno. Maybe i'm not factoring in my additional 401(a) after tax elections?

ancman 02-14-2026 12:47 PM


Originally Posted by DryClutch (Post 4003540)
Yep, just the employee contributions column. And then I started thinking that the PS election tool isn't linked up to Fidelity right? How would the PS election tool know that your election into the 401 would surpass the IRS limit? Was the Fidelity system supposed to see that my election would exceed the IRS limit and kick it back? I dunno. Maybe i'm not factoring in my additional 401(a) after tax elections?

It doesn’t, but the payroll system does verify that and will reduce your PS deferral election (if necessary) to keep you under the limit. I suspect that if you subtract your 401(a) contribution (which doesn’t count toward the $24,500 limit), then you’ll see that your remaining personal contributions are under the limit.

DryClutch 02-14-2026 01:02 PM


Originally Posted by ancman (Post 4003543)
It doesn’t, but the payroll system does verify that and will reduce your PS deferral election (if necessary) to keep you under the limit. I suspect that if you subtract your 401(a) contribution (which doesn’t count toward the $24,500 limit), then you’ll see that your remaining personal contributions are under the limit.

I think you're right. I wasn't factoring that in.

StartngOvr 02-14-2026 07:49 PM


Originally Posted by DryClutch (Post 4003500)
Dumb question---> I'm under 50, sent the majority of my PS'ing to the 401k, the max it would let me allocate minus some tax. The IRS limit for the employee for 2026 is $24,500. Fidelity is showing me having contributed several thousand dollars more than the limit for 2026, any explanation?

$24.5k is only the PRE-TAX employee limit. Post tax money you can run right up to the total maximum combined contribution.

PositiveRate20 02-15-2026 03:48 AM


Originally Posted by StartngOvr (Post 4003634)
$24.5k is only the PRE-TAX employee limit. Post tax money you can run right up to the total maximum combined contribution.

…..and then immediately have Fidelity convert it to Roth funds and never pay tax on it again

hockeypilot44 02-15-2026 04:33 AM


Originally Posted by PositiveRate20 (Post 4003652)
…..and then immediately have Fidelity convert it to Roth funds and never pay tax on it again

How do you do this? Phone call?

PositiveRate20 02-15-2026 05:23 AM


Originally Posted by hockeypilot44 (Post 4003660)
How do you do this? Phone call?

Yes. Call Fidelity. Tell them you want your post-tax 401k contributions immediately converted to Roth. It’s a 1 time phone call. They’ll continue to automatically make that conversion until you call them back and tell them to stop. (Idk why you’d ever do that)

gloopy 02-15-2026 10:23 AM


Originally Posted by PositiveRate20 (Post 4003652)
…..and then immediately have Fidelity convert it to Roth funds and never pay tax on it again

While clearly the smart thing to do with excess funds you don’t need for yearly liquidity, they 100% are coming for it retroactively either directly or indirectly. Wheels are already in motion to steal your SS through “means testing” because “millionaires” don’t “need” it and we have to “save” it etc.

Esquamel 02-15-2026 04:05 PM


Originally Posted by PositiveRate20 (Post 4003670)
Yes. Call Fidelity. Tell them you want your post-tax 401k contributions immediately converted to Roth. It’s a 1 time phone call. They’ll continue to automatically make that conversion until you call them back and tell them to stop. (Idk why you’d ever do that)

I did this recently. “Post-tax contributions” go into a 401a account rather than your existing 401k. So before you call Fidelity to direct them to convert the contributions, first you have to set up 401a contribution withholdings from your paycheck. You can set the 401a post-tax retirement contributions up on the same election page where you specify the percentage of withholding for your 401k.

(It is a little confusing at first because on your Fidelity portfolio page, there is only a single line item for Delta retirement money so it’s hard to tell initially that you’ve established a new withholding. But if you drill down on the site, there is a link for “sources” where it breaks out 401k, catchup contributions if you make those, Roth 401k, and 401a separately.)

Once there is money going into the 401a, then you call Fidelity and tell them you want an “in plan conversion” so that the 401a money is treated like a Roth account, the benefit being that while you have been taxed on the amount you contributed, you don’t pay tax on the earnings on the contributed funds. “In plan conversion” are the magic words. Also note there is a special 401a group at Fidelity to whom you’ll be transferred when you call.

If you don’t call for the in plan conversion, effectively all you have with the 401a is a taxable brokerage account that is funded with automatic paycheck withdrawals, under the umbrella of the retirement plan.

The ALPA volunteers who assist with retirement issues can help. When I submitted a DART they got back with me quickly and were great.

Whoopsmybad 02-15-2026 04:57 PM


Originally Posted by Esquamel (Post 4003814)
I did this recently. “Post-tax contributions” go into a 401a account rather than your existing 401k. So before you call Fidelity to direct them to convert the contributions, first you have to set up 401a contribution withholdings from your paycheck. You can set the 401a post-tax retirement contributions up on the same election page where you specify the percentage of withholding for your 401k.

(It is a little confusing at first because on your Fidelity portfolio page, there is only a single line item for Delta retirement money so it’s hard to tell initially that you’ve established a new withholding. But if you drill down on the site, there is a link for “sources” where it breaks out 401k, catchup contributions if you make those, Roth 401k, and 401a separately.)

Once there is money going into the 401a, then you call Fidelity and tell them you want an “in plan conversion” so that the 401a money is treated like a Roth account, the benefit being that while you have been taxed on the amount you contributed, you don’t pay tax on the earnings on the contributed funds. “In plan conversion” are the magic words. Also note there is a special 401a group at Fidelity to whom you’ll be transferred when you call.

If you don’t call for the in plan conversion, effectively all you have with the 401a is a taxable brokerage account that is funded with automatic paycheck withdrawals, under the umbrella of the retirement plan.

The ALPA volunteers who assist with retirement issues can help. When I submitted a DART they got back with me quickly and were great.

I know, I know, never talk finances with a pilot, but I keep seeing 401(a) mentioned. How does that apply to us because everything I see says it’s for no -profits, government, and such.

m3113n1a1 02-15-2026 07:44 PM


Originally Posted by Whoopsmybad (Post 4003825)
I know, I know, never talk finances with a pilot, but I keep seeing 401(a) mentioned. How does that apply to us because everything I see says it’s for no -profits, government, and such.

It's after tax contributions to your 401k. You can put more than the 24.5k personal limit. Then convert it to Roth. Or, better yet roll it to a self-directed Roth IRA.

gmanpsu 02-16-2026 02:03 AM


Originally Posted by PositiveRate20 (Post 4003670)
Yes. Call Fidelity. Tell them you want your post-tax 401k contributions immediately converted to Roth. It’s a 1 time phone call. They’ll continue to automatically make that conversion until you call them back and tell them to stop. (Idk why you’d ever do that)

Worth noting is the automatic conversions are only to the Roth 401(k). If you want to move those contributions to a Roth IRA as I understand it you have to call them each and every deposit.


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