First year FO pay
 

Hello,

Was told that during training we get 75 hrs X 96$ an hr pay. (2025)
Can anyone share what that $ looks like biweekly after taxes and Heath insurance have been taken out?
Just trying to budget.
Also, do we get a per diem during training?
Please and thanks!

The quick math is generally to multiply your gross by 0.75 - 0.80 to account for taxes and insurance.
That will get you pretty close.

You get per diem 16 hours a day throughout training.
You get 64 hours of pay (not 75) in training.
Net pay is subject to a ton of variables. Try using the ADP paycheck calculator.

So 1.95 * 16 * 75 (assuming 75 days of training) = 2340$ in per diem
64 * 96 = 6144$

Does $8,484 sound right in regards to total training pay before taxes?

One of your calculations is 75 days the other is monthly. You have no idea how long training will be - some have gaps (long and lots of them), some go straight through. If you change the 75 to 30 in your formula, you’ll be spot on per-month.

Thanks! I appreciate it

You got it! And of course per diem is non-taxable.

I got a rough estimate of around the $9,000 mark for training. I can't remember where exactly I saw it but it was somewhere in ADP I think.

The short answer is no.

Taxes will depend on what state you live in and whether you have a spouse, spouses income and any dependents.
Health insurance also depends what you choose. most companies offer a low-cost, low-coverage plan and a high(er) cost, high(er) coverage plan. Insurance for you is much cheaper than spouse or dependents.

As noted above, a web-based takehome pay calculator will get pretty close for the tax part.

Thanks for the input. That is higher than I thought/expected.
Do you mind breaking that down?

That’s way too high for net. That’s even above what gross would be.

We're getting 64 hours per month at a rate of 96 per hour (gross pay).

I know - thus $9,000 a month is way too high.

If you’re trying to estimate for “all” of training that’s impossible. Everyone has different training footprints/lengths.

Do you get per diem for each day at training in DFW Including the days off?

Yes. Every day gets 16 hours.

Kinda curious if anyone has any input, but what's the word around Envoy about the possible extension of the bonus pay? As I know it, FO pay is slated to drop back to around the $68/hr mark come end of 2026 (CA to drop as well). I know there's time until then, but I don't see why American would extend it given the pilot market right now. Just curious what others have been hearing.

Same question in the PSA thread. It will go down when they are pretty sure they can get away with it without causing a mass exodus. The main variable for that is industry hiring and it's very hard to predict what it is going to look like at the end of this year, let alone next.

Don't count on big money lasting forever. Get the best experience you can as fast as you can and keep working towards career destinations. Flow is a decent backup plan for that goal but should never be primary.

The union will protect its members and never let that happen.

$100k/yr is no longer "big money"

And how is that? Didn’t the pay raise agreement come with the stipulation that it can be snapped back to a lower rate if management desired? Which became 2026 when they offered to extend it in 2024.