PRP
04-17-2021, 03:44 PM
#1
Gets Weekends Off
Thread Starter
Joined APC: Aug 2019
Posts: 1,005
PRP
Anyone know anything about PRP? If we retire at age 60, are we paying for the full medical premium thats listed in our union site that address retiring before age 65? I think the purple plan was around $1,200/month this year. Does PRP cover any of this premium?
04-18-2021, 09:15 AM
#5
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Joined APC: Nov 2013
Posts: 2,756
Think we get jack until age 65, then you get a bit towards Medicare. Absolutely disgusting that we haven’t renegotiated retiree health care with the company, and all they contribute is $4813 per year for you and your spouse, based upon 1993 health care costs. That’s right, 1993.
it looks to me like the best option is selecting Cobra for 18 months, then sliding over to the high deductible plan (that is, if you were in the buy up plan already). Cobra costs are significantly less than paying for the buyup.
it looks to me like the best option is selecting Cobra for 18 months, then sliding over to the high deductible plan (that is, if you were in the buy up plan already). Cobra costs are significantly less than paying for the buyup.
04-18-2021, 01:22 PM
#6
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Joined APC: Nov 2017
Posts: 2,099
PRP
Originally Posted by busdriver12
Think we get jack until age 65, then you get a bit towards Medicare. Absolutely disgusting that we haven’t renegotiated retiree health care with the company, and all they contribute is $4813 per year for you and your spouse, based upon 1993 health care costs. That’s right, 1993.
it looks to me like the best option is selecting Cobra for 18 months, then sliding over to the high deductible plan (that is, if you were in the buy up plan already). Cobra costs are significantly less than paying for the buyup.
it looks to me like the best option is selecting Cobra for 18 months, then sliding over to the high deductible plan (that is, if you were in the buy up plan already). Cobra costs are significantly less than paying for the buyup.
Also, if you have the Purple plan, you get the $4000 plus whatever you contribute towards the yearly limit to pay any medical costs before or after retirement.
Last edited by FXLAX; 04-18-2021 at 02:07 PM.
04-18-2021, 07:36 PM
#7
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Posts: 2,756
Originally Posted by FXLAX
Also, if you have the Purple plan, you get the $4000 plus whatever you contribute towards the yearly limit to pay any medical costs before or after retirement.
04-19-2021, 12:48 PM
#8
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Joined APC: Nov 2017
Posts: 2,099
Originally Posted by busdriver12
However, the company does not contribute that $4K any more after you retire. Sadly.
No, it’s contractual. This and the Medicare gap for this retiring before 65 can be changed only through contract negotiations. Let your rep know you want these things.
04-20-2021, 05:58 AM
#9
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Joined APC: Aug 2006
Posts: 1,820
Originally Posted by FXLAX
Also, if you have the Purple plan, you get the $4000 plus whatever you contribute towards the yearly limit to pay any medical costs before or after retirement.
Originally Posted by FXLAX
No, it’s contractual. This and the Medicare gap for this retiring before 65 can be changed only through contract negotiations. Let your rep know you want these things.
Yes, it is contractual, and this is what the contract says.
- B. CDHP Options (Without HSA or HRA) Terms of the CDHP Options are the same as the terms of the CDHP Options for active pilots, as described in Section 27 A, except that there is no Company contribution to an HSA or HRA.
04-20-2021, 10:59 AM
#10
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Posts: 2,099
PRP
Originally Posted by pinseeker
Yes, it is contractual, and this is what the contract says.
Yes, it is contractual, and this is what the contract says.
- B. CDHP Options (Without HSA or HRA) Terms of the CDHP Options are the same as the terms of the CDHP Options for active pilots, as described in Section 27 A, except that there is no Company contribution to an HSA or HRA.
Yes, that’s been established here. In order to change that, the contract wording needs to change. Which is why I recommended letting your rep know. I’m all for it, by the way.
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