Netjets pay year 1-3
01-02-2020, 05:43 PM
#12
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Joined APC: Apr 2018
Posts: 53
Originally Posted by hawkerpilot05
They have a HSA option that has a deductible but can't remember what it is. I don't know anyone who is on it.
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Guys with Tri-care seem to be on it. I.E. another primary insurance.
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01-02-2020, 07:14 PM
#13
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Joined APC: Dec 2017
Position: Retired NJA & AA
Posts: 1,916
Originally Posted by Das Auto
Quick question, does the health insurance plan at NJ qualify for an HSA account?
Thanks in advance.
Thanks in advance.
01-02-2020, 08:58 PM
#14
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Joined APC: Sep 2013
Posts: 684
Originally Posted by AirBear
I never used a HSA account, but our health insurance is free and copay's in network are $20 for an office visit up to $150 for ER or Hospital. That's a flat copay. In network you'll never pay more than $150 even if you spend a month in the hospital. So not a lot of use for HSA, but dental and prescriptions and vision coverage have higher copays. I think some with families use it for that. It just wasn't enough for my wife and I to mess with the HSA.
The HSA's that charge a monthly fee probably aren't worth the hassle at NJ but some like Fidelity for example have no fees.
I ask because they say the insurance plan must qualify for HSA but I wasn't quite sure what that meant? Don't all insurance plans qualify?
01-03-2020, 10:19 AM
#16
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Joined APC: Dec 2010
Position: Weekends off
Posts: 398
Originally Posted by ExtendedDays
NO
(and several other words to meet the 10 character count)
(and several other words to meet the 10 character count)
Maybe not so much for the family of 15 but for the single person that never gets ill.... I'm sure it is a 5 digit Ioss.
01-03-2020, 10:21 AM
#17
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Joined APC: Dec 2010
Position: Weekends off
Posts: 398
Originally Posted by hawkerpilot05
They have a HSA option that has a deductible but can't remember what it is. I don't know anyone who is on it.
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I think the HSA could be attractive to a single person who never gets ill.
Additionally, you could use the HSA for one year.....build your account and then switch back to option 1.
01-03-2020, 10:39 AM
#18
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Joined APC: Sep 2013
Posts: 684
Originally Posted by wankel7
It's something like 6000 for a family. The company could contribute more to the HSA to help but they do 1000 for a family.
I think the HSA could be attractive to a single person who never gets ill.
Additionally, you could use the HSA for one year.....build your account and then switch back to option 1.
I think the HSA could be attractive to a single person who never gets ill.
Additionally, you could use the HSA for one year.....build your account and then switch back to option 1.
01-03-2020, 10:46 AM
#19
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Joined APC: Mar 2018
Posts: 64
Originally Posted by Das Auto
So the other plans have no deductible, just copays? In that case it wouldn't qualify for an HSA anyway correct?
Option 1 has no deductible. Option 2 has a deductible, but I can’t remember what it is.
01-03-2020, 10:46 AM
#20
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Joined APC: Dec 2010
Position: Weekends off
Posts: 398
Originally Posted by Das Auto
So the other plans have no deductible, just copays? In that case it wouldn't qualify for an HSA anyway correct?
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