Aircraft Insurance Question
02-15-2018, 07:54 AM
#1
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Thread Starter
Joined APC: May 2006
Posts: 38
Aircraft Insurance Question
I've been flying professionally both military and civilian for nearly 30 years and I'm getting ready to actually buy an airplane for the first time. I'm pretty well set on a Cessna 210 as the best option given my needs. I have lots of jet and retract time but no experience whatsoever with the 210 and very little in complex reciprocating engine aircraft. I'd like to find an instructor with experience in the 210 to give me a few hours of dual instruction sufficient to get checked out solo before I make any final purchase so I can fly it home. I live in central South Carolina. Any ideas on how you go about locating an instructor in my area with 210 experience? Do I just go out to the local flying schools and ask around? I'll need at least a few hours dual to get an insurance policy despite my overall experience level.
02-15-2018, 09:10 AM
#2
Prime Minister/Moderator
Joined APC: Jan 2006
Position: Engines Turn Or People Swim
Posts: 39,261
Originally Posted by Diesel Hog
I've been flying professionally both military and civilian for nearly 30 years and I'm getting ready to actually buy an airplane for the first time. I'm pretty well set on a Cessna 210 as the best option given my needs. I have lots of jet and retract time but no experience whatsoever with the 210 and very little in complex reciprocating engine aircraft. I'd like to find an instructor with experience in the 210 to give me a few hours of dual instruction sufficient to get checked out solo before I make any final purchase so I can fly it home. I live in central South Carolina. Any ideas on how you go about locating an instructor in my area with 210 experience? Do I just go out to the local flying schools and ask around? I'll need at least a few hours dual to get an insurance policy despite my overall experience level.
210 has some complexities, so systems study would be good. Also if you don't have recip experience, you probably want at least 20 hours dual with lots of instrument, pattern, and single engine work. Unless the panel is updated, steam gauges will take some adjustment.
GA AMEL do not have to be certified to climb or hold altitude on one engine. My solution to that was to always fly light so I could climb out on one. I would incur extra fuel stops if needed. I was also mentally prepared to idle the good engine if Vmc was evident, and land off airport. I'm not recommending that, just telling you what I would do.
02-15-2018, 09:45 AM
#3
In a land of unicorns
Joined APC: Apr 2014
Position: Whale FO
Posts: 6,466
Originally Posted by rickair7777
There should be a 210 type club with online resources, I'm sure the folks there would know instructors.
210 has some complexities, so systems study would be good. Also if you don't have recip experience, you probably want at least 20 hours dual with lots of instrument, pattern, and single engine work. Unless the panel is updated, steam gauges will take some adjustment.
GA AMEL do not have to be certified to climb or hold altitude on one engine. My solution to that was to always fly light so I could climb out on one. I would incur extra fuel stops if needed. I was also mentally prepared to idle the good engine if Vmc was evident, and land off airport. I'm not recommending that, just telling you what I would do.
210 has some complexities, so systems study would be good. Also if you don't have recip experience, you probably want at least 20 hours dual with lots of instrument, pattern, and single engine work. Unless the panel is updated, steam gauges will take some adjustment.
GA AMEL do not have to be certified to climb or hold altitude on one engine. My solution to that was to always fly light so I could climb out on one. I would incur extra fuel stops if needed. I was also mentally prepared to idle the good engine if Vmc was evident, and land off airport. I'm not recommending that, just telling you what I would do.
02-16-2018, 09:20 AM
#5
On Reserve
Joined APC: Mar 2014
Position: King air medevac
Posts: 15
this might help save you some money and time from another aircraft owner. You may know know some or all of it but here ya go:
- AOPA is a good resource for insurance. You do not have to be a member and they are still happy to provide insurance.
- I own an older bonanza valued at 35k and my annual bill is less than 800. I believe it’s a base charge of 400 or so plus 10 dollars for each 1000 value. Very predictable.
- Whatever minimums they say you will need to be covered is somewhat negotiable. The more ratings/endorsements you have the easier the negotiation. For example, they wanted sevaral hours of dual and make/model because I did not have v tail g model bonanza time. I had lots of v tail p model time and lots of straight tail A36 time but no g model time. Really? Anyway, they took away the m/m and dual requirement which saved a good bit of money.
210s are a nice roomy high performance recip single. I know you will enjoy it. Good luck on the hunt. Let me know if I can help out.
- AOPA is a good resource for insurance. You do not have to be a member and they are still happy to provide insurance.
- I own an older bonanza valued at 35k and my annual bill is less than 800. I believe it’s a base charge of 400 or so plus 10 dollars for each 1000 value. Very predictable.
- Whatever minimums they say you will need to be covered is somewhat negotiable. The more ratings/endorsements you have the easier the negotiation. For example, they wanted sevaral hours of dual and make/model because I did not have v tail g model bonanza time. I had lots of v tail p model time and lots of straight tail A36 time but no g model time. Really? Anyway, they took away the m/m and dual requirement which saved a good bit of money.
210s are a nice roomy high performance recip single. I know you will enjoy it. Good luck on the hunt. Let me know if I can help out.
02-17-2018, 06:09 AM
#6
Prime Minister/Moderator
Joined APC: Jan 2006
Position: Engines Turn Or People Swim
Posts: 39,261
Originally Posted by dera
I think you will find that 210 will climb very poorly with one engine out...
Originally Posted by dustrpilot
Engine out in a 210 will get you a glide ratio of anywhere from 7/1 to 9/1, so says the internet.
Sorry to pile on, lol!
Sent from my iPhone using Tapatalk
Sorry to pile on, lol!
Sent from my iPhone using Tapatalk
02-17-2018, 06:20 AM
#7
Gets Weekends Off
Joined APC: Oct 2008
Position: JAFO- First Observer
Posts: 997
If it flies or floats, its WAY cheaper to rent! Seriously, if you are contemplating aircraft ownership, that old 210 will nickle & dime you to bankruptcy in short order. Expect to pay a bunch in insurance, because of low time in type. Hangar cost? Annuals? Fuel cost? $5/gal X 20 gph. Get current and rent for a while. Get some time in a Cirrus or similar HP aircraft and then decide if ownership is right for you.
02-17-2018, 04:32 PM
#8
In a land of unicorns
Joined APC: Apr 2014
Position: Whale FO
Posts: 6,466
Originally Posted by PerfInit
If it flies or floats, its WAY cheaper to rent! Seriously, if you are contemplating aircraft ownership, that old 210 will nickle & dime you to bankruptcy in short order. Expect to pay a bunch in insurance, because of low time in type. Hangar cost? Annuals? Fuel cost? $5/gal X 20 gph. Get current and rent for a while. Get some time in a Cirrus or similar HP aircraft and then decide if ownership is right for you.
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