|
I lived in base for the first 28 years of my career at Delta. Lived just west of Roswell. 30 mile drive. Early on I enjoyed the drive. Employee parking was on the airport. Little Traffic. A late night block in afforded the opportunity for an "Italian tune up".
Parking lot moved. Employee buses became unreliable and crowded. Traffic became a nightmare. 30 miles occasionally taking up to 2 hours. I started commuting 2 years ago to live on the coast. Never was a commuter before. I'm senior and bid accordingly. I can honestly say that my commute is less stressful than the drive, lot and bus when I lived in "The ATL". Living where you want to means a lot. |
Originally Posted by Boatbuilder
(Post 3831569)
I lived in base for the first 28 years of my career at Delta. Lived just west of Roswell. 30 mile drive. Early on I enjoyed the drive. Employee parking was on the airport. Little Traffic. A late night block in afforded the opportunity for an "Italian tune up".
Parking lot moved. Employee buses became unreliable and crowded. Traffic became a nightmare. 30 miles occasionally taking up to 2 hours. I started commuting 2 years ago to live on the coast. Never was a commuter before. I'm senior and bid accordingly. I can honestly say that my commute is less stressful than the drive, lot and bus when I lived in "The ATL". Living where you want to means a lot. This. Commuting is a mentality. Would I prefer it if my home city and my base were the same? Sure. Is it this soul sucking, live ending thing? No. Live where you need to be happy. If that means you spend a few hours on each end of the trip getting back and forth, oh well. Get a few good books. |
Thank you everyone for the thoughtful insights and different perspectives. In the end it will be 80% my wife's call but some of the points brought up give me more to think about.
|
Originally Posted by CX500T
(Post 3831272)
Surprisingly (to me not from there) northern New Jersey I actually have a bigger house and more land than I did in Wyoming (granted I lived in city limits in Casper, WY)
I can only see the nearest neighbor if I look out two windows on that side of the house on the 2nd floor. 200 acre boy scout camp across the street and a couple thousand acres of state forest behind that. Running water/waterfall on the property. Backs up to a large pond, although the pond frontage is conservation land so no building a dock and walkway to the dock. But it cuts my property tax bill in half. 5 miles from downtown Denville which is basically Mayberry with better delis. 6 miles to the train station. 1 hour to NY Penn on the train but I normally drive vs NJ transit to Penn, LIRR to Jamaica and then Airtrain to JFK. Another 10 minutes down the road to basically any shopping I need to do. That was a problem for my wife in some of the more rural places we lived when I was doing oilfield stuff. 90 minutes one way to the nearest Walmart/Target/non IGA grocery store gets old. The only "wanted but didn't get" was room to build a motocross track on the property. Technically have the acreage but the terrain isn't conducive to mx. Hard Enduro or trials it's great for. |
Originally Posted by WHACKMASTER
(Post 3831642)
Denville? Have you been to the new(ish) Diamond Springs brewery downtown?
I'm on the west side of Dixons Pond off Farber Hill |
Originally Posted by OpieTaylor
(Post 3831692)
Is their urgency for the decision? I would just pay down the current home on an aggressive schedule.
Then you can shop for a home in base with more equity to put down towards the new purchase. 12 moths form now you should be able to bring 100k+ extra to the closing. |
Originally Posted by myrkridia
(Post 3831694)
No urgency. Paying down our home aggressively doesn't make much sense when the interest is so low.
|
Originally Posted by sailingfun
(Post 3831699)
If you have a loan under 4% it makes more sense to pay the minimum and put the extra into savings.
|
Originally Posted by sailingfun
(Post 3831699)
If you have a loan under 4% it makes more sense to pay the minimum and put the extra into savings.
When it’s not available it doesn’t get spent. I paid off my 3.75% RJ fo home, and was able to bring over 200k to closing on a “mainline fo” home. Hard to itemize deductions as an RJ pilot so the mortgage interest deduction is a wash. The loss of investing the money is real, but it is the price of risking poor discipline/ material fights of cash just sitting around looking for a reason to be spent. Whenever/if interest rates drop back to <4% a cash out refi is only a phone call away. |
Originally Posted by Extenda
(Post 3831702)
yeah with some people having sub 2% 30 year mortgages right now it would be insane to pay it off early. You’d effectively be throwing away money for no reason.
|
| All times are GMT -8. The time now is 09:36 PM. |
Website Copyright © 2026 MH Sub I, LLC dba Internet Brands