Originally Posted by lostplanetairman

My wife is in HR and says that you have special HIPAA enrollment rights:

"You and/or your dependent(s) are eligible for a HIPAA special enrollment under the following circumstances.
Loss of Other Health Coverage
If you, your spouse or dependent were eligible but declined enrollment in Delta medical and/or dental coverage previously (when initially eligible, at Annual Open Enrollment or when a qualified life event change occurred) because of other medical or dental coverage, and employer contributions toward the
other medical or dental coverage end — or you and your dependents lose eligibility for the other coverage due to any of the following reasons:
 Divorce or legal separation
 Death
 The plan is changed so that you, your spouse or your dependent are no longer eligible
 Termination of employment
 Reduction in hours
Note: Loss of coverage due to nonpayment of Premiums, voluntarily discontinuing that coverage or fraud does not trigger a special enrollment event. Also, special enrollment rights do not apply to vision coverage.
The special enrollment rights last for 60 days only; therefore, you must enroll within 60 days after your or your dependents’ other medical or dental coverage ends (or after the employer stops contributing toward the other medical or dental coverage)."