Done With USAA ...
#12
We just got an email yesterday that all DHS employees now have access to Coast Guard Exchange, tax free. The shopping I’m fine with, but I do think the tax free benefit should be reserved to vets. Theoretically, someone with a dishonorable discharge could now be shopping tax free if they work at DHS.
#13
Gets Weekends Off
Joined APC: Aug 2016
Posts: 667
Usaa has its issues, when I lived in Colorado their auto insurance was one of the most expensive. When I canceled they sent me a refund check, I tried to cash it at the USAA branch and they said they couldn’t cash the check because I didn’t have an account and it’s they only cash account holders checks because checks bounce... (hello it’s your check) but other than than they have been good. Their claims process for both homes and autos is much more user friendly than other companies.
#14
We just got an email yesterday that all DHS employees now have access to Coast Guard Exchange, tax free. The shopping I’m fine with, but I do think the tax free benefit should be reserved to vets. Theoretically, someone with a dishonorable discharge could now be shopping tax free if they work at DHS.
I figure any day now DOD/DHS civilians will be eligible for Tricare Prime (or some new version, like "Tricare Civilian Select") and VA benefits are not long after that for civilians injured in the workplace.
#15
Gets Weekends Off
Joined APC: Nov 2008
Position: UnemploymentJet
Posts: 313
With more than 25+ years under my belt, I am parting ways with USAA. For me this has been a long time coming. Now this, news that USAA was screwing over military members.
https://www.bankingdive.com/news/occ...curity/587070/
What used to be the best Auto/Home Insurance company and Federal Credit Union has slowly gone down the drain. I almost cut ties with them when they bungled the closing of my last home purchase. Now I can no longer support or recommend them.
https://www.bankingdive.com/news/occ...curity/587070/
What used to be the best Auto/Home Insurance company and Federal Credit Union has slowly gone down the drain. I almost cut ties with them when they bungled the closing of my last home purchase. Now I can no longer support or recommend them.
Every time I’ve renewed my coverage I check USAA because they are supposed to give the best rates for military...and every time they are orders of magnitude more expensive than other options. I know they are cheaper for some, but I’ve never found them to be cheap, in fact I’ve usually found them to be among the most expensive.
In your search, who was able to beat USAA using identical coverages and by how much?
USAA has 2FA on their web log in. Did the fool opt out of 2FA? There's no way someone would have been able to beat the USAA 2FA (it uses an authenticator app).
#16
Next time you try to log into your USAA account misspell your challenge question. You'll find missing 1 or 2 characters will still allow you in. I've been reporting this "error" for years. I fat fingered an answer and hit the enter button too quick one day and it accepted my answer. Everyone I have spoken to has said its by design. As a former programmer myself I can't imagine ANY reason for this to be acceptable or intentional. Yet here we are.
#17
Gets Weekends Off
Joined APC: Nov 2019
Posts: 1,256
Next time you try to log into your USAA account misspell your challenge question. You'll find missing 1 or 2 characters will still allow you in. I've been reporting this "error" for years. I fat fingered an answer and hit the enter button too quick one day and it accepted my answer. Everyone I have spoken to has said its by design. As a former programmer myself I can't imagine ANY reason for this to be acceptable or intentional. Yet here we are.
Enter Online ID and Password
logged in, then....
Enter PIN
successfully entered, then if from a strange IP or "on the road" hotel connection.....
Security Question
slight misspelling = still logs in. however, we have gotten past the gates of password, and PIN, to get to this question.
probably designed due to the smartphone keyboards and folks fat fingering the keys.
#19
Gets Weekends Off
Joined APC: Nov 2019
Posts: 1,256
only gripe I have is I used their "recommended USAA approved realtors" on one of my numerous PCS's. she turned out to be a dud.
since then I always go with recommendations from the guys who PCS'ed before me, who know the local area and neighborhoods I am looking at.
since then I always go with recommendations from the guys who PCS'ed before me, who know the local area and neighborhoods I am looking at.
#20
Gets Weekends Off
Joined APC: Nov 2008
Position: UnemploymentJet
Posts: 313
when I log on, I get this
Enter Online ID and Password
logged in, then....
Enter PIN
successfully entered, then if from a strange IP or "on the road" hotel connection.....
Security Question
slight misspelling = still logs in. however, we have gotten past the gates of password, and PIN, to get to this question.
probably designed due to the smartphone keyboards and folks fat fingering the keys.
Enter Online ID and Password
logged in, then....
Enter PIN
successfully entered, then if from a strange IP or "on the road" hotel connection.....
Security Question
slight misspelling = still logs in. however, we have gotten past the gates of password, and PIN, to get to this question.
probably designed due to the smartphone keyboards and folks fat fingering the keys.
But log in would even be more secure if you were using 2FA with their authenticator app...
And for those of you who say USAA is more expensive than other options, are you factoring in the SSA refund that you get every year?
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