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Your Monthly Budget

Old 06-26-2022, 03:10 PM
  #11  
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Originally Posted by Fat Old Tired View Post
Thanks for the advice. But I also want to hear how much you guys are spending each year? Is it $50k? 100k?
Thanks for the advice? Is TorqueWrench one of your many APC usernames?

Move on with your life. Seek help. Seriously.
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Old 06-26-2022, 04:38 PM
  #12  
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Originally Posted by jaxsurf View Post
Thanks for the advice? Is TorqueWrench one of your many APC usernames?

Move on with your life. Seek help. Seriously.
It seems like that user was banned. I am following up with this thread. Why are you getting personal?
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Old 07-29-2022, 06:10 AM
  #13  
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You can find some great, automatic budgeting apps on your phones app store, like Truebill. I think it works fine, and it saves you time rather than using a spreadsheet.
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Old 04-11-2023, 07:08 PM
  #14  
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Maybe my response is a bit late, but I'd like to continue the discussion. Sharing your monthly budget can definitely be helpful in getting a better understanding of your finances and finding ways to improve.
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Old 07-31-2023, 04:26 PM
  #15  
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Iíve used Quicken software for 25+ years, I have tracked EVERY penny earned and EVERY penny spent. I know, insane. What drive me to it was a $5000 outflow per month in my checking account and had no real grasp of where it was going. Yes, it is a pain to enter and categorize every penny but you can download some stuff (dividends, etc) but it helps me sleep at night. I think it also helps my wife and I also evaluate WANT vs NEED, which is the greatest tool to wealth creation. Iíd be willing to share data on what Iíve spent but to make it useful Iíd need to know what income level youíre looking at. Iíve got years where I made $100k and years where Ive made multiples of that. (No use giving data on what a $300k pilot spends to one making $80k)
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Old 08-06-2023, 06:16 AM
  #16  
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Originally Posted by Fat Old Tired View Post
Thanks for the advice. But I also want to hear how much you guys are spending each year? Is it $50k? 100k?
Iíll play. I spend $95,000 a year, inclusive. My current lifestyle - bills, food, vacations, everything - costs that amount. The rest goes in to savings.

The financial advice Iíve received from pilots wasnít the latest stock tip, but rather hearing how their lives were turned upside down during the lost decade. It scared me straight.

Once my portfolio has critical mass and my house is paid off Iíll relax the purse strings.
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